The Ecuador Expat Guide

Visa guides, cost of living breakdowns, and insider knowledge from an American expat in Cuenca.

Chip Moreno

Chip Moreno

Professional Visa Holder · Cuenca

Latest Intelligence

Living in EcuadorEcuaPass field note
Living in Ecuador

Mindo, Ecuador for Expats: Cost, Healthcare & Internet (2026)

An honest 2026 guide to living in Mindo, Ecuador, including monthly budgets, healthcare access, internet, property due diligence, and rural trade-offs.

By Chip MorenoMar 16, 20269 min read
Visa GuidesEcuaPass field note
Visa Guides

Renewing Your Ecuador Visa vs. Re-Applying: What's Actually Different

Ecuador visa renewal sounds easier than re-applying, but the one real benefit — skipping a fresh FBI check — only helps people who'd qualify for permanent residency anyway. Here's what actually matters.

By Chip MorenoMar 9, 20265 min read
Visa ProcessEcuaPass field note
Visa Process

Health Insurance for Your Ecuador Visa — What You Actually Need (2026)

Which health insurance satisfies Ecuador's visa requirement? How to cover the gap between approval and IESS enrollment. SafetyWing, IESS, private plans, and the cash-pay option — from someone who's navigated all of it.

By Chip MorenoFeb 16, 20268 min read
Visa GuidesEcuaPass field note
Visa Guides

Why Your Ecuador Visa Provider Should Be Based in Ecuador

Some visa companies operate from the US, not Ecuador. Here's why that matters — and what can go wrong when your provider isn't in the room at your immigration appointment.

By Chip MorenoFeb 16, 20268 min read
Visa GuidesEcuaPass field note
Visa Guides

What is Ecuador's Pensioner Visa Income Requirement?

Ecuador pensioner visa requires $1,446/month in 2026. Learn exact requirements, what qualifies as pension income, and how to prove it.

By Chip MorenoFeb 13, 20266 min read

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