Cuenca, Ecuador — historic city skyline
E
EcuaPass
Responding within one business day
Ecuador Pensioner Visa · From $1,446/mo

Retire in Ecuador
on your pension.

If you receive at least $1,446/mo from Social Security or a pension, you qualify for Ecuadorian residency. We handle every document, every appointment, every word of Spanish.

5.0 Google rating
Cuenca-based attorney
American-owned · English-first
$1,446/mo
Minimum pension income
4–6 mo
Typical timeline to cédula
10–15 hrs
Of your time (vs 60–80 DIY)
Get matched in 60 seconds

Find your visa path

Three quick questions. We respond within one business day.

SSL encrypted · Confidential · No spam
Pensioner Visa eligibility

If your retirement income is $1,446/mo, you qualify.

Ecuador accepts almost any guaranteed lifetime retirement income. Add $250/mo per dependent for a spouse or child. EcuaPass service fee: $1,500. Government and document fees vary by your situation — we share a clear breakdown for your case.

Income source

Social Security

SSA benefits qualify in full. We submit your SSA-1099 or benefit verification letter.

$1,446/mo minimum
Apostilled · translated
Income source

Private pension

Corporate, union, or 401(k) annuity income with a guaranteed lifetime payout.

$1,446/mo minimum
Pension letter required
Income source

Government / military

Federal, state, and military pensions are accepted with proper documentation.

$1,446/mo minimum
DFAS or PEBB letter
Income source

Foreign pension

CPP/OAS, UK State Pension, EU pensions — we coordinate apostille from your country.

$1,446/mo minimum
Country-specific docs
Why EcuaPass

DIY vs. With EcuaPass.

A side-by-side look at what changes when you bring us on.

Task
On your own
With EcuaPass
Document checklist
Research requirements yourself
Personalized 14-item checklist
Apostilles & legalization
Coordinate with foreign agencies
We coordinate end-to-end
Spanish translations
Find certified translators
Coordinated by our team
Immigration filings
Navigate the system in Spanish
We file and track your case
Document review
Self-review before submission
Attorney pre-submission review
Your time invested
60–80 hours
10–15 hours
Ongoing support
Self-managed
Through cédula delivery
How it works

Four steps to residency.

01

Tell us your situation

Fill out the eligibility form. We review your income source, timeline, and goals — then reply within one business day with the realistic path. No sales pitch.

02

Document gathering

You receive a personalized checklist. We coordinate apostilles, certified translations, and your FBI background check.

03

Submission & visa grant

Our Cuenca attorney translates, files, and tracks your case with Ecuadorian immigration.

04

Cédula & residency

We finalize your Ecuadorian ID card and answer questions through your first renewal.

Cuenca, Ecuador — colonial architecture
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Chip Moreno
Founder, EcuaPass · Cuenca, EC
Who you're working with

“I moved my family here in 2024. I'll walk you through what I learned the hard way.”

EcuaPass was started after my own visa process taught me that the difference between approval and denial is rarely the law — it's the documents. A missing apostille, a translator who isn't certified, an FBI check that's expired by three days.

We pair you with our Cuenca-based immigration attorney, handle every Spanish-language touchpoint, and review your file before submission. If something is wrong, we catch it before the government does.

5.0★
Google rating
1
In-house attorney
EN
English-first team
Client stories

What clients say.

5.0 Google rating
Chip honestly made the process very simple on my end. All I needed to provide was the appropriate documentation and Chip handled the rest.

He helped organize what was needed next to ensure everything was on time and provided options to make it easier on me and my family.

Daniel Wolmers
Visa renewal client
With Chip, you won't regret it. He really went above and beyond — he really left no stone unturned.

I contacted Chip with just 27 days before my flight. He took on the challenge and contacted me practically every day to update me.

Anna L.
Tourist visa · Galápagos
Frequently asked

Honest answers.

Timelines vary based on document gathering — FBI checks and apostilles can take 8–14 weeks depending on whether you expedite. Government processing follows once your file is complete.

EcuaPass charges $1,500 for the Pensioner Visa service. Government fees and document costs (FBI check, apostilles, certified translations) are paid separately and vary by your situation. We'll give you a clear breakdown for your specific case.

No. We handle every Spanish-language touchpoint with immigration. Basic Spanish makes daily life easier in Ecuador, but it is not a visa requirement.

Visa denials are almost always document problems — an expired background check, missing apostille, or income docs that don’t cleanly show the threshold. Our pre-submission review is designed to catch these before they reach the government.

Yes. Most of our clients start the process while on a tourist visa in Ecuador. We can also start your document gathering before you arrive.

EcuaPass works with our in-house Cuenca-based immigration attorney. Founder Chip Moreno coordinates the U.S.-side document gathering and overall client experience.

Cuenca, Ecuador — evening city view
One business day response

Ready to start?
Send us a message.

Tell us your situation in the eligibility form. We'll review your income source and timeline, then reply within one business day with the realistic next steps. No pressure, no spam.

Or email info@ecuapass.com